Money questions, answered with math.
Calculators and live trackers that show their work, on real Census, STOCK Act and market data. No sign-up, no tracking.
Can I afford a $600,000 house?
NewThree checks: cash at closing, payment against income, and the cushion left after.
$600k house on $150k a year
$3,784 a month, 30% of income
What is Congress buying?
NewEvery trade senators and representatives disclosed, from real STOCK Act filings.
Live, this week
8 buys and 38 sells. Most traded: GS
When can I stop working?
Your FIRE date, stress-tested with Monte Carlo across 1,000 market futures.
The 25x rule
$60k a year needs about $1.5M
Will my money outlive me?
Retirement projections with real withdrawal strategies, not a single straight line.
Worked example
$1M drawn at $5k a month lasts about 36 years
Am I rich where I live?
Your income percentile in any US city, straight from Census data.
Census data
Any US city, against its own income ladder
Am I too concentrated?
Paste your holdings: how much is one stock, how many positions it really behaves like, and the sector it leans on. Nothing leaves your browser.
Effective positions
4 holdings behave like 2.3; 60% in one stock
Each tool answers one question. Pulse answers all of them, with your accounts.
Net worth, spending, portfolio, retirement odds, and a morning brief about your own money.