What's new in Pulse
Track our journey as we continuously enhance Pulse with new features, improvements, and optimizations.
One AI Across All of Pulse
July 2026v0.13.0Latest
A single assistant that can see your whole financial picture and answer with your real numbers, not generic advice.
Agentic AI Chat
Ask about your portfolio, your budget, or the market. The assistant uses live tools to pull your actual data before it answers.
Streaming Answers & Conversation History
Responses stream in as they're written, and every conversation is saved so you can pick up where you left off.
AI Chat on iPhone
The same assistant on the Pulse, Wealth, and Budget tabs of the iOS app (version 2.7).
Budgeting for Everyone
July 2026v0.12.0
Start budgeting in seconds with no signup, bring your own data, and get a score built from how your money actually moves.
Budget Without an Account
Open /budget and start immediately. Your data stays on your device until you choose to create an account.
Manual Entry & CSV Import
Add transactions by hand or import a bank CSV. Source pins show where every transaction came from, on web and iOS.
Pulse Score
A cash-flow credit readiness score built from your real income stability, bills, and saving habits.
Bills, Forecast & Money Habits
Redesigned recurring bills, a rebuilt spending forecast, and a Money Habits scoreboard that tracks the behaviors behind the numbers.
The Budgeting Overhaul
June 2026v0.11.0
Categories, rules, and spending math rebuilt from the ground up, plus transparent per-account pricing for connected accounts with the first month included.
A Smarter Category System
Full category hierarchy with merge and archive, a needs-review queue for low-confidence matches, and suggestions learned from your own history.
Powerful Rules
Rules can rename merchants, add tags, and hide transactions, apply retroactively, and self-correct when you recategorize.
Honest Spending Math
One canonical spend model everywhere, with a clear split between consumption spending and cash flow and a primer on how it's computed.
Net Worth Accuracy
Bank cash now counts as an asset, charts reconcile to broker-reported balances, and merchant logos make transactions scannable.
Net Worth You Can Trust
May 2026v0.10.0
One reconciled net worth figure across live accounts and manual assets.
Canonical Net Worth
Live account balances and manual assets combine into a single source-of-truth figure, shown consistently everywhere.
The Morning Tape
The Daily Brief opens with an editorial hero that sets the day's tone in one read.
iOS 2.1
Editorial polish, privacy hardening, and a unified design system on the iPhone app.
Transaction Power Tools
March 2026v0.9.0
More control over every transaction and category.
Split Transactions
Split one charge across multiple categories, with changes flowing through every view in real time.
Custom Categories
Create, edit, and reorder your own categories and subcategories with drag and drop.
Subscription Detection
Recurring subscriptions surface automatically in your spending insights.
Wealth Intelligence & Smarter Budgets
February 2026v0.8.0
Deeper insight into what you own, and a budget that detects your income and categorizes itself.
Prism Insights
Portfolio income, fund fees, dividend yield, and sector concentration, computed from your actual holdings.
Economic Exposure
See where your money lives: regional breakdowns, a US map view, and home equity for real estate.
Smart Categorization & Income Detection
Transactions categorize themselves, remember your merchant corrections, and your income is detected and broken down automatically.
True Exposure
January 2026v0.7.0
X-ray your portfolio and see what you actually own once your funds are unpacked.
True Exposure
Look-through analysis of ETFs and funds reveals your real underlying stock positions, including overlap between funds.
Daily Net Worth Tracking
Automatic daily snapshots power a rebuilt wealth chart with time ranges and account breakdowns.
Always-Fresh Accounts
Webhook-driven syncing keeps balances current, with staleness indicators and per-connection sync controls.
iOS App & Mobile Experience
December 2025v0.6.0
Pulse is now available on the App Store. Access your financial insights anywhere.
Native iOS App
Full-featured mobile experience with native performance and Touch ID/Face ID support.
Wealth Tracking on the Go
Check your net worth, portfolio performance, and market updates from your phone.
Push Notifications
Get alerts for significant market moves affecting your portfolio.
Prism Wealth Intelligence
November 2025v0.5.0
Introducing Prism, our unified wealth tracking system that connects all your accounts.
Unified Net Worth
See your complete financial picture across all connected accounts in one view.
Asset Allocation Analysis
Automatic classification of your holdings across stocks, bonds, crypto, and alternatives.
Performance Attribution
Understand what's driving your portfolio returns at the asset class and security level.
FIRE Calculator & Retirement Planning
October 2025v0.4.0
Comprehensive retirement planning tools with Monte Carlo simulations running 100% client-side.
Monte Carlo Projections
10,000 simulations to stress-test your retirement plan against market volatility.
FIRE Calculator
Calculate your path to Financial Independence with customizable assumptions.
Privacy-First Design
All calculations run in your browser. Zero data sent to our servers.
Plaid Integration & Account Linking
August 2025v0.3.0
Securely connect your brokerage accounts for automatic portfolio tracking.
500+ Institutions
Connect accounts from major brokerages including Fidelity, Schwab, Vanguard, and more.
On-Demand Sync
Refresh your holdings and transactions whenever you need the latest data.
Bank-grade Security
Plaid handles all credentials. We never see your login information.
AI-Powered Analysis
June 2025v0.2.0
Deep financial analysis with context from earnings calls, SEC filings, and market data.
Earnings Call Analysis
AI-powered summaries and sentiment analysis of quarterly earnings calls.
10-K Report Processing
Automatic extraction of key metrics and risk factors from annual filings.
Personalized Insights
Analysis tailored to your portfolio holdings and investment style.
Initial Release
April 2025v0.1.0
First public release of Pulse with core financial research and analysis features.
AI Research Assistant
Chat with AI about company financials, earnings, and market data.
Widget-Based Interface
Customizable layout with widgets for financials, news, and company profiles.
Market Data & Charts
Stock quotes, interactive charts, and market indicators powered by FMP.